Roberts, Lawson & Associates

A letter of instruction could be just as important as a will in helping loved ones settle an estate and move forward with their lives.

Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.

Here are answers to some key questions about required minimum distributions.

Financial habits can repeat themselves, month after month and year after year, until we consciously break the pattern.